If someone is in need of treatment for drug addiction and is one of the fortunate clients to have health insurance, the vast majority alcohol and drug rehab programs in Lucerne will accept any type of health insurance and will liaise with clients to see what is and is not covered. The majority of private health insurance entities cover outpatient and inpatient alcohol and drug treatment, but the timeframe which is considered covered can vary. Private health insurance most often covers the first month of alcohol and drug rehabilitation, although there are clients whose plan is more extensive and could also include a more significant residence in an alcohol and drug rehabilitation center. It is best to consult with their plan as soon as possible with the help of their rehab program to determine what is and what is not approved by your private health insurance.