If an individual is in need of treatment for alcohol and drug addiction and is lucky enough to have health insurance, many drug and alcohol treatment programs in Fort Collins, Colorado accept health insurance and will work with individuals to find out which types of treatment are approved. Many private health insurance entities will cover outpatient and inpatient drug rehabilitation, but the time in rehab which is covered can vary. Private health insurance will more than likely cover the first month of drug and alcohol rehabilitation, although there are people whose insurance is more substantial and may cover a more long-term stay in a drug treatment center. It is best to speak with their plan as soon as possible with the help of their rehab facility to find out which services may be included by your private health insurance.