If an individual must receive help for drug and alcohol addiction and dependence and is one of the fortunate clients to be covered through health insurance, many drug and alcohol rehab programs in Lafayette, Colorado accept payment in the form of health insurance and will cooperate with individuals to find out what is and is not insured. Most private health insurance entities will cover outpatient and inpatient drug rehabilitation, although the time in rehab which is covered can vary. Private health insurance most often covers the first month of alcohol and drug rehab, although there are clients whose insurance is more substantial and could also extend to a more long-term stay in an alcohol and drug rehabilitation program. It is best to seek advice of their insurance company directly in liaison with the rehabilitation program to figure out what is approved by your private health insurance.